Calculate Your Loan Repayments

Find the Best Financing Plan for Your Vehicle

Use our Car Loan Calculator to easily calculate your repayments and find a financing plan that fits your budget. Whether you’re buying a new or used car, refinancing, or even purchasing a motorbike or jet ski, our Car Finance Calculator helps you get a clear picture of your loan repayment schedule. Simply enter your loan details and instantly view your estimated repayments, interest costs, and borrowing capacity.

Try Our Car Loan Calculator Now

Take control of your car financing with our Car Loan Repayment Calculator NZ. Whether you’re looking for a car loan, auto financing, or simply planning your budget, our loan calculator helps you easily estimate your monthly repayments and see how much car you can afford. With just a few simple details, you’ll get clear, accurate results to help you confidently plan your next purchase. It’s obligation-free, so you can make the best decision for your budget without any pressure.

Try our Car Finance Calculator now and start your vehicle finance journey with peace of mind!

Use our simple loan repayment calculator to quickly estimate your weekly, fortnightly or monthly repayments.

Vehicle Price ($)

NZD

Cash Deposit

NZD

Trade in

NZD

Choose Term (Months)

Summary

Purchase price	$0.00
Deposit	$0.00
Trade-ins	$0.00
Total	$0.00

Repayments

Weekly	$0.00
Fortnightly	$0.00
Monthly	$0.00

Key Factors that Affect Your Interest Rates and Payments

Credit Score : Your credit score plays a significant role in determining your interest rate. A higher score generally results inlower rates, while a lower score may lead to higher rates.
Loan Term Length: Shorter loan terms tend to have higher monthly payments but lower overall interest costs, while longer terms reduce your monthly payments but increase your total interest paid.
Loan Amount: Your credit score plays a significant role in determining your interest rate. A higher score generally results in lower rates, while a lower score may lead to higher rates.
Debt-to-Income Ratio (DTI): Your DTI ratio is the percentage of your income spent on debt payments. A lower DTI ratio can help you secure better interest rates, while a higher ratio may increase your rates.

Trusted, Friendly, and Efficient Auto Financing

Why Choose Sterling Cars for Your Auto Financing?

Fast Approval – Get on the Road Sooner

We understand how important time is when buying a car. Our fast approval process means you can secure your vehicle quickly and get on the road without delay.

Flexible Loan Options to Suit Your Needs

Whether you’re financing a new car, a used vehicle, or refinancing, we offer flexible terms that allow you to choose a repayment plan that works for your financial situation.

Competitive Rates and Full Transparency

Our auto financing options come with competitive interest rates tailored to your credit profile. There are no hidden fees, and you’ll know exactly what your monthly repayments will be.

Apply for Pre-Approved Finance Now

Ready to secure your dream car? Apply for pre-approved finance today and get faster approval for your vehicle loan. Our simple online application process means you can get the ball rolling in just a few minutes.With pre-approved finance, you’ll have a clear idea of your budget and repayment terms, so you can shop with confidence. Plus, you’ll enjoy faster processing and a more streamlined buying experience when you find the perfect car.

Why Apply for Pre-Approved Finance?

Quick and Easy: Complete the online application in minutes.
Know Your Budget: Get an approval amount and repayment plan before you shop.
Faster Approval: Skip the wait and get your loan approved quickly.
No Hidden Fees: Full transparency, with no surprises along the way.

Take the first step today! Apply for Pre-Approved Finance now and drive away in your new car with confidence.

Apply Now Make an Enquiry