-
Search vehicles
Vehicles by Brand
- Direct Import
- Finance Information
- Locations
- Nationwide Delivery
- Vehicle Services
Bad Credit? No Problem! Your Dream Car Awaits
Having bad credit doesn’t mean you can’t get a car loan. At Sterling Cars, we specialize in helping individuals with less-than-perfect credit secure financing for their dream vehicle. With our partnerships with multiple finance institutions in Auckland, New Zealand, we’ll work tirelessly to get you approved and on the road.
Turning Challenges Into Keys
Our team partners with multiple finance institutions to find the best loan options for you.
We understand bad credit situations and work hard to find a solution.
Flexible repayment options to suit your budget.
Choose from a wide range of quality cars directly imported from Japan.
Your Path to Approval —Fast and Stress-Free
01
Apply Online: Fill out our easy application form to get started.
02
We Review Your Case: Our experts assess your financial situation and explore multiple finance institutions on your behalf.
03
Approval Process: We present you with the best available options and guide you through the next steps.
04
Drive Away: Select your car and hit the road !
Vehicle Finance Made Easy
We focus on your future, not your past credit history.
We work with a network of finance institutions to maximize your chances of approval.
Our Auckland-based team is here to assist you every step of the way.
We’ll help you find a loan that fits your budget.
No, applying with us won’t hurt your credit score. During the pre-approval process, we perform a soft inquiry, which means it doesn’t impact your credit history. A soft inquiry simply gives us a basic understanding of your financial situation to find the best financing options for you. Rest assured, your credit score remains unaffected until you proceed with a formal application.
Yes, we collaborate with New Zealand finance lenders who specialize in bad credit car loans. Our expert team understands how to navigate challenging situations and find tailored solutions for you. Based on your unique circumstances, we’ll guide you toward the best financing option to suit your needs..
Provide proof of your income, identification, and address details. Complete our online form with your basic information, and we’ll guide you through the next steps and any additional information required.
It varies, but most approvals are completed within 24-48 hours. By providing the required information and documents promptly, we can ensure your application is processed as quickly as possible.
Reviews
Rupali and the team at Sterling there customer service it was a A+++ professional service and there show room was top notch very clean and there vehicles. I was very happy with purchase and the team at Sterling maded even easier, I will be back in future for my next purchase ?
— BRAMMEL W, Auckland
Get in Touch
We understand life happens. Let us help you find the right car with finance options tailored to your needs. Fill out the form below, and our friendly team will contact you within 24 hours to discuss your options.
